Who We Help

You might fit in this category if:

• You have 5 – 10 years or less in the workforce, Just got married or starting a family
  
• You need cash flow management, budgeting strategies, or not sure where to save
  
• You are wondering if you should rent or buy
  
• You are balancing paying off debt with retirement savings and future purchases
  
• You want to start tax planning
  
• You want to understand the investment opportunities available to you
  
• You are seeking objective advice about basic insurance coverage and estate design
  
• You want to build a framework for making financial decisions.
  

Or:

• You are interested in exploring the timing of retirement or financial independence;
  
• You have a business or a church.
  
• You want to be more proactive in your tax planning;
  
• You have savings in 401(k) and/or IRA accounts;
  
• You might be considering education planning for young children;

You might fit in this category if:

• You have the characteristics of level 1 to a more complex degree;
  
• You are established in your career, approaching retirement or in retirement
  
• You seek advice on pre-retirement decisions or post-retirement decisions
  
• You may have existing insurance policies and/or estate documents;
  
• You may have received an inheritance or other windfall;
  
• You have accumulated a moderate level of investments including real estate.
  

Or:

• You have multiple sources of compensation;
  
• Stock options or restricted stocks make up an appreciable percentage of your net worth;
  
• You have participated in deferred compensations for several years and have multiple elections;
  
• You are the primary owner of a business that has multiple employees.

You might fit in this category if:

• You have a highly complex overall financial situation, or have one particularly complex service area;
  
• You have characteristics of level 2 but to a more complex degree;
  
• You have multiple levels of income or are a business owner;
  
• You have sophisticated investments;
  
• You own complicated insurance policies.
  
• You have a large estate